Consumer Credit Act 1974: Primary legislation regulating credit agreements, establishing consumer protections and disclosure requirements. Essential for consumer financial arrangements.
Financial Services and Markets Act 2000: Establishes the overall regulatory framework for financial services, including financial promotion rules and consumer protection provisions.
Consumer Rights Act 2015: Key legislation covering unfair terms provisions, transparency requirements, and general consumer protection measures in contracts.
Unfair Contract Terms Act 1977: Governs limitations on exclusion clauses and establishes reasonableness test for contract terms in both consumer and business contracts.
Data Protection Act 2018 and UK GDPR: Legislation governing the handling of personal financial data, including data processing requirements and privacy obligations.
Limitation Act 1980: Sets out time limits for bringing claims and enforcement periods in financial agreements.
Money Laundering Regulations 2017: Establishes due diligence requirements and anti-money laundering provisions for financial arrangements.
Financial Services (Distance Marketing) Regulations 2004: Regulates financial services agreements made at a distance, including specific requirements for remote contracting.
